Your path to
First Home Buyers
Purchasing first home can be very daunting experience if you are not surrounded by people who knows all the ins and outs of the end to end home buying process. There are so many financial & real estate jargons you may not be familiar with. At Sage we will guide you step by step throughout the process from loan pre-approval to settlement of your newly purchased home.
Here is the glimpse of how we help First Home Buyers to make a difference in their home buying process;
Our approach is we do all the leg work for you and provide you the expert advice backed by all the wealth of knowledge and information. You just ask any questions you have, make informed decision & enjoy the home buying journey.
How much stamp duty I have to pay? Click here to find out >>
Are you a first home buyer buying brand new home, off the plan or vacant land in New South Wales? Use this calculator to find out how much transfer duty exemption/concession you may receive>>
Frequenly Asked Questions
What are the requirements
for getting a home loan?
Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc. Find out in Detail>>
Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to
calculate how much maximum they can lend you. Find out in Detail>>
How much money can I borrow
from the bank?
How much money should I have in the begining to buy home?
Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the key requirement to get a home loan approved. Find out in Detail>>