Newsletter Subscription
Please fill out the form below to receive our FREE quarterly newsletter.
Important Links
FHOG information for all states
New South Wales:
First Home Owner Grant (New Homes) scheme NSW
First Home Benefits available from the NSW Government
Stamp Duty Exemption/Concession, First Home—New Home calculator NSW
South Australia:
Victoria:
Duty Reductions for First Home Buyers VIC
ACT:
Home buyer concession on Stamp Duty ACT
Home buyer concession duty Calculator
Queensland:
Transfer duty and first home buyer grants estimator QLD
NT:
WA:
First Home Owner Grant (FHOG) WA
First Home Owner Rate of Duty WA
Tasmania:
Frequenly Asked Questions
What are the requirements
for getting a home loan?
Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc. Find out in Detail>>
Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to
calculate how much maximum they can lend you. Find out in Detail>>
How much money can I borrow
from the bank?
How much money should I have in the begining to buy home?
Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the key requirement to get a home loan approved. Find out in Detail>>