Use this calculator to add up the various costs associated with buying a property to find out the total purchasing costs excluding value of the property e.g. Stamp Duty, Insurance, Conveyancing Fees, Legal Fees, Strata Search, Building & Pest Inspection etc. Please note stamp duty on the property may vary depending on the states your property is located in; you can use our stamp duty calculator to estimate stamp duty payable.
If you need a help to estimate any of those fees & charges, talk to one of our experienced finance broker. Please fill in one of the contact us form or call us on 1300 551 334. We will happily assist.
Property Buying Cost Calculator
Frequenly Asked Questions
What are the requirements
for getting a home loan?
Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc. Find out in Detail>>
Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to
calculate how much maximum they can lend you. Find out in Detail>>
How much money can I borrow
from the bank?
How much money should I have in the begining to buy home?
Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the key requirement to get a home loan approved. Find out in Detail>>