Your path to
home ownership
begins here.
Referral Disclosure
If all or part of your enquiry falls outside of our area of expertise or credit authority, your details will be forwarded to aligned service providers who specialise in those fields.
Our referral arrangements generally provide for compensation in the vicinity of 0.40% to 1.20% depending upon the products or services selected.
Ask the service provider for a more detailed clarification of any compensation proposed once suitable products or services have been determined.
Frequenly Asked Questions
What are the requirements
for getting a home loan?
Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc. Find out in Detail>>
Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to
calculate how much maximum they can lend you. Find out in Detail>>
How much money can I borrow
from the bank?
How much money should I have in the begining to buy home?
Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the key requirement to get a home loan approved. Find out in Detail>>