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Calculators

Splitting your home loan into fixed & variable rate portion can provide you the benefit of the both world e.g. security & flexibility. Use this calculator to find out the differences in repayments & interest payable over the life of the loan with the different split loan options.

 

Need more information to decide whether to go with a fixed rate, a variable rate or a mix of the two home loans, talk to one of our experienced finance brokers. Please fill in one of our contact us form or call us on 1300 551 334. We will happily assist.

 

 

Split Loan Calculator

Frequenly Asked Questions

What are the requirements

for getting a home loan?

Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc.  Find out in Detail>>

 

 

 

Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to

calculate how much maximum they can lend you. Find out in Detail>>

 

How much money can I borrow

from the bank?

How much money should I have in the begining to buy home?

Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the  key requirement to get a home loan approved. Find out in Detail>>

 

 

 

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