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Ask Sage.

We love to help.

Sage Home Loans is one stop shop for First Home Buyers & Property Investors, providing expert advice on Home Loans & coordinating your entire home buying project since 2011. Previously known as Finance Guides rebranded as 'Sage Home Loans' in 2015 to acknowledge the maturity, expertise & speciality we have developed over the past four years as a specialist Home Loan Adviser.

Sage Home Loans stands for, providing right advice & guidance with our client's best interest always in our mind & heart. We will will listen to your story, take care of your home loan needs and guide you step by step on your home buying project putting your best interest at first. Our name & interactive logo itself explains this all. We see all our clients as our best friend. Which will reflect in our service model that you will be amazed with our professional service with friendly & personal touch.


At Sage we will take the time to discuss your needs and circumstances to determine which type of loan is most suitable. Once we have a clear understanding of your financial position and goals, we will discuss the various loan products available from a panel of up to 29 major banks and lenders and hundreds of loan products.

We will help you to complete the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your home loan application and the on-going communication between all parties until your home loan is approved and settled.
At Sage we speak three languages: English, Nepali and Hindi.




Frequenly Asked Questions

What are the requirements

for getting a home loan?

Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc.  Find out in Detail>>




Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to

calculate how much maximum they can lend you. Find out in Detail>>


How much money can I borrow

from the bank?

How much money should I have in the begining to buy home?

Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the  key requirement to get a home loan approved. Find out in Detail>>




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