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Borrowing Power Calculator – How much can I borrow?

Use this calculator to estimate how much you may be able to borrow. Simply enter some information about your financial situation and the loan details. Then you will get an idea of how much you could borrow as well as monthly repayments. It is for illustrative purposes only and results are based on the accuracy of the information provided.

If you need a help to estimate how much you can borrow more accurately or have any question, ask Sage, we love to help. Please fill in one of our contact us form or call us on 1300 551 334. One of our experienced Finance Brokers will happily assist.




More Calculators

Frequenly Asked Questions

What are the requirements

for getting a home loan?

Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc.  Find out in Detail>>




Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to

calculate how much maximum they can lend you. Find out in Detail>>


How much money can I borrow

from the bank?

How much money should I have in the begining to buy home?

Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the  key requirement to get a home loan approved. Find out in Detail>>




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