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This calculator helps you to find out the true cost of the loan. It will take fees & charges associated with your loan into account along with interest rate. Hence, provide you with the actual cost of the loan including fees & charges in a percentage value. With this comparison rate you can easily compare various loans from different lenders. For the fees not taken into account, please see the note tab below. From 1 July 2003, the Australian Government made it mandatory to display a comparison rate for any advertisement of a credit rate – including home loans.


Need to know more about comparison rate, talk to talk to one of our experienced finance brokers. Please fill in one of the contact us form or call us on 1300 551 334. We will happily assist.




Comparison Rate Calculator

Frequenly Asked Questions

What are the requirements

for getting a home loan?

Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc.  Find out in Detail>>




Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to

calculate how much maximum they can lend you. Find out in Detail>>


How much money can I borrow

from the bank?

How much money should I have in the begining to buy home?

Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the  key requirement to get a home loan approved. Find out in Detail>>




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