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Great home loan solution made Easy.





Are you looking for a better DEAL?

Are you looking for more loan features?

Would you like to access equity in your home?

Would you like to consolidate all your debts  into one home loan?

Or are you just not happy with your current bank?

For whatever reason you are reading this now, you have come to the right place. We are here to help you to make sense of your reason for refinance. At sage we will assess your situation and help you to achieve your objective by refinancing only when it make sense to refinance. Because in some cases it might be better to stay and negotiate with your existing lender due to the associated costs with refinancing.


We don't believe in just doing one more sale but firmly believe in providing honest & right advice. At sage, once we have clear understanding of your situation & objectives, we will find the deal from over 25 lenders. Conduct the cost & benefit analysis of the proposed refinance & advise you accordingly whether you are better off refinancing or staying with the current lender . We can also help you to negotiate with your current lender.



Did you know?

 you can access to your home equity for any worthwhile purposes e.g. consolidate debts, home renovation, investments, holidays or household purchase etc.

Contact us now to have Free & No obligation chat and explore the options you have which could save you thousands in the long run.


Loan comparison calculator>> Click Here>>




Frequenly Asked Questions

What are the requirements

for getting a home loan?

Maximum loan you can borrow is 97% of property value. So you will need 3% of purchase price plus costs. e.g. Stamp Duty, Lenders Mortgage Insurance, Bank Fees, Legal Fees etc.  Find out in Detail>>




Every lender & bank has their own borrowing capacity calculator. Which will take account of your income, living expenses, credit card limits & all other financial commitments to

calculate how much maximum they can lend you. Find out in Detail>>


How much money can I borrow

from the bank?

How much money should I have in the begining to buy home?

Generally speaking, regular income, good credit history & enough saving for 3% deposit of purchase price plus costs e.g. stamp duty, lenders mortgage insurance, legal fees etc. is the  key requirement to get a home loan approved. Find out in Detail>>




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